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Dave's Commentary

 
 

The Great Health Care Scam and Why Rush Holt has to go!

Using bribes, gimmicks and deceit, Rush Holt and other Democrats in the House of Representatives finally passed the health care bill on Sunday March 21, 2010 – a day that I believe we will long regret. Click Here to Learn More...

   

 

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Primary Day - June 8th

Tuesday, June 8th - New Jersey 12th Congressional District Primary - Get Out and Vote! - Make Your Voice Heard!

   

 

Issues

 
 

Tax Code Reform


I believe the heart and soul of our economic problems is the tax code. Designed to confuse and intimidate the average American, it is 65,000-plus pages of confusing language, terms and loopholes that make sense to no one. Nobody has ever read the entire tax code, let alone been able to understand it.

·      The Tax Code has done more to destroy small businesses and jobs in this country than any other factor.

·         Americans are forced to spend hundreds of billions of dollars each year preparing tax returns. Afterwards, the government spends billions more auditing these tax returns, in the hopes of proving that you paid less than you should have. Does this make any sense?

·        The Tax Code is harmful to the environment: Think of all the trees that are cut down each year to produce those endless forms!

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Designed to promote class warfare, the code gives the power to special interests and lobbyists. It allows Congress to play favorites, to pick the winners and the losers, while dictating how you spend your money.

I am a firm supporter of The FairTax and, if elected, will become a proud co-sponsor of this important legislation, H.R. 25, The Fair Tax Act. The FairTax is a national consumption tax which replaces all current federal taxes such as the income tax, payroll taxes, capital gains tax and corporate tax. The FairTax is revenue neutral, and there are no income tax forms to file every April 15. Under The FairTax, no longer will the American people have to fear an IRS audit. To learn more, please visit www.fairtax.org.



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Social Security


"Over the last 25 years, Congress has run Social Security like a “Ponzi Scheme” (rob Peter to pay Paul), and the day of reckoning is coming. In 2018 more money will be coming out of the Social Security fund than going in. Yet is there is no money in the account to pay this shortage.  Congress has borrowed the money from the Social Security Trust Account, giving the trust account IOU’s. In short, Congress has borrowed your money without your permission and does not have the means to pay it back! The trick for Congress is to get the American people to pay even more money, without disclosing that it has mismanaged the fund. Part of the solution is The FairTax. By using a more stable funding source, Social Security can be saved. I also am in favor of all of us having more control over our Social Security accounts. IRAs have been wildly successful, so why not allow Social Security account recipients the same freedom and opportunity?

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Medicare


Once again Congress has promised more than it can deliver. Within 3-5 years Medicare and Medicaid are going to be running deficits that the taxpayer will have to foot the bill. Once again the trick for Congress will be to get more money from the American people without disclosing that they mismanaged the fund. And once again the problem can be solved with the implementation of the Fair Tax.

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Government Spending


Simply stated, government finances are in shambles. Our current legislators are taking your hard earned tax dollars and spending a good portion of them on ineffective ideas and programs. I do not agree with pork barrel projects, such as Alaska’s “bridge to nowhere,” or the spending of billions of dollars on endless studies that end up collecting dust, never to be seen again.  This reckless spending of other people’s money has led to a national debt of $12 trillion, which you, the taxpayer, will have to pay back.

Just imagine what would happen if you ran your business or household budget in a similar manner…Government spending is, simply put, out of control. Wasteful spending on pork barrel projects - coupled with a Congress that shows absolutely no fiscal discipline - has put us $12 trillion in the red. This means every American household is in debt for over $132,000! This is what the Federal Government has done to you. Incidentally, New Jersey is dead last at getting a return on investment for the tax dollars we send to Washington. So we are double shafted. We pay the highest taxes in the nation, and we get back less per capita than any other state.
I am a fiscal conservative and believe the pork barrel projects, the “bridges to nowhere,” the endless and useless studies, and waste of taxpayer dollars must end.

I will propose that for every bill to increase taxes there should be a test pilot program. If the bill passes and is signed into law, members of Congress who voted to increase taxes will be the pilot project participants. For two years those members will have to pay the increased tax, and we will see how well the new tax works. With members of Congress having to pay the tax increase before the American taxpayer, I suspect Congress would be much more careful about raising taxes and increasing spending.


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Health Care Reform


The way to have high quality and affordable health care is primarily through the free enterprise system.
Every American should have catastrophic coverage for hospitalization, disease or serious illness. Too many times we hear heartbreaking stories of a family driven to financial ruin because they cannot pay the medical bills of a family member stricken with a serious disease. This should never happen. I believe every person should have catastrophic coverage in case of such a life altering illness.  This coverage would come from insurance run in an efficient manner (in short, a mutual company like New Jersey Manufacturers, not a stock-driven one) and not one driven by Wall Street. 

By having this coverage separate from the everyday health care needs, it can be handled much more efficiently and cost effectively.
The original idea behind insurance was to provide protection and coverage for major risk of loss, not to try and cover every minor incident. The balance of a person’s or family’s health care needs would be handled by the free enterprise system via Health Savings Accounts (HSA). Every American will have the freedom to open an account that is not bound by their job or state boundary.

The money would be placed in the account, tax-free, and medical services would be paid from the account accordingly. No longer would you be at the mercy of third party providers and bureaucrats; you would be in control. Employers competing for the services of employees could include funding of all or part of the account as part of their terms of employment. And, the account would be portable. No longer would you have to stay in a job just so you do not lose your benefits. If elected, I will introduce or co-sponsor legislation that gives you the freedom to make your healthcare choices, rather than some Congressman or bureaucrat making that decision for you.
 
  

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Legal Reform


How many times have you heard: “Our legal system may not be perfect, but it is the best in the world”?
Our legal system’s fundamental charge should be to seek justice in civil and criminal matters. And by justice, we are speaking of seeking the truth.
Unfortunately, our legal system fails this test miserably. Today’s court system seems more focused on what can be “proven” in a court of law, as defined by what evidence is allowed by the courts. Truth appears to have taken a backseat. Our courts have become choked with frivolous lawsuits, costing the American taxpayer billions. I will work on putting an end to these useless and costly lawsuits. Many courts have far overstepped their bounds as defined in the Constitution.



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Education Reform


I believe a revamping of our schools and education system is absolutely necessary.

Having Washington, Trenton or the courts run   our schools is not the way to go. I trust the people of the community, along with the teachers and business leaders, to be able to run their schools. After all, who cares more about their child’s education, the parents and community or some bureaucrat in Washington? If elected, I would work toward limiting or eliminating federal mandates on teachers.


I believe we should give our teachers the freedom to teach. In too many cases, we are trying to teach all children the same way. This is simply not possible. Different children learn in different ways. Many other nations allow children to attend schools of their choice according to their interests. This frees teachers to teach in the style that benefits their students without worrying about what some bureaucrat or politician in Washington thinks.


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Economics and Poverty


I am a firm believer in free enterprise and free markets. When politicians attempt to protect industries, generally the short-term fix leads to long-term harm. Profit is good. Without the opportunity to earn profits, jobs would not be created, trade would cease, and Americans would have not have the opportunity to improve their lives. Without profits, pensions could not be funded nor would government programs such as Social Security and Medicare be funded.  Growth would be non-existent.

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Energy Policy


I am in favor of drilling for oil. Current 12th District Congressman Holt and others in Washington are allowing us to be held hostage by other nations by not permitting American oil companies to drill domestically. They claim that if we were to begin drilling for new oil now, prices would not come down for at least five years. This is not true. The oil commodities market is ruled by supply and demand. As commodity brokers look into the future and see an increase in supply coming down the road, oil prices will stabilize, beginning a decline in the price of oil. I am also in favor of encouraging alternative sources of energy. Through free enterprise, numerous companies - wind, solar, and hydroelectric among them - are developing new technologies that will help loosen our dependence on oil. These innovators should be encouraged and allowed to grow and develop.


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Term Limits


I believe in term limits. Our founding fathers had it right when they envisioned citizen statesmen who serve, then return home to live under the laws they created. No one person or party should view elected office as a lifetime appointment. I will propose three two-year terms for the House of Representatives and two six-year terms in the Senate. Today’s politicians would be much more careful about the legislation they pass if they realize that they will soon have to be living under those laws as private citizens.

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Pro-Life


Human life is sacred and I believe that life begins at conception. As a member of Congress, I will work to protect the sanctity of human life.

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Bailouts & The Economy


For years, Americans were told that our country’s financial problems resulted from a lack of savings. We have gone from being the largest creditor nation to the largest debtor nation, all in one generation. As Congress looks to cover up its financial sins, its mantra has changed. We are now being told that we must “spend” our way out of the recession. And since we have no money, we will need to borrow. And we, the people, will have to pay it back. This is what passes for sound economic policy in Washington.

But the United States government is running record deficits, so it will have to borrow the money. Therefore the actions -- overspending and over borrowing -- that got us into this mess are now the solutions the President and Congress are telling us we need to “stimulate the economy.” This process demonstrates the same incorrect thinking as a family drowning in debt.  A new credit card offer with a higher credit limit arrives in the mail.  The family activates the new card, thinking it will solve their financial problems. For the family, the result is only more debt, and the same is true for our country.


I also oppose taxpayer-funded bonuses being paid to executives. If the company didn’t earn a profit, and needs to be subsidized, why is the taxpayer being asked to subsidize the bonuses at these companies?  A bonus is a reward, not an entitlement.

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Jobs


The United States has had a ”trade deficit” with the rest of the world for decades. When you hear that the trade deficit for a given month was, for example $40 billion, that simply means $40 billion dollars have disappeared from our shores never to return -- unless these dollars are lent back to us, but that only puts us even further into debt. As a result of bad tax and trade policies, millions of American jobs and industries have been lost. Simply stated, unless we change the tax code, we will continue to severely limit the creation of new jobs in America. The way to promote new jobs and expand trade exports is to change the tax code to The FairTax, and move the small-minded, career politicians and bureaucrats out of the way. Then watch the American entrepreneurial spirit take over!

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Congressional Pay


I will propose legislation that the salaries of Congressmen be frozen until they start to pay down the national debt. Until the debt is reduced by 25 percent, no raises or cost of living increases would be allowed for members of Congress.

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Congressional Pensions


New federal employee hires and elected officials will be offered a self-directed 401K-style plan, not the current defined benefit plan.  Managing the plan becomes the responsibility of the individual, not a subsidy provided by the taxpayer.

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Read The Entire Bill Legislation


Each member of Congress should acknowledge whether or not they have read the entire bill that they are voting on. Under these rules, it is likely fewer bills would be submitted, and those that are would be of higher quality, as well as easier to read and more to the point. Pork spending hidden in bills would now be out in the open, which hopefully will shame the members of Congress who continue to rip off the American taxpayer.

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National Security


Our country should support a strong, efficient military and develop a game plan to win and get out as quickly as possible when military action is necessary. Our troops should never be used as political bargaining chips the way Representatives Rush Holt and Nancy Pelosi did a few years back when they threatened to withhold funding from troops stationed in Iraq. For years, Rep. Holt has requested that Guantanamo be closed and prisoners brought to the United States. The way I understand it, the objective of the terrorists has been to infiltrate the United States. It appears Congressman Holt thinks it is a good idea to give them free passage to the United States. Rep. Holt also has supported the Obama administration’s plan to try the September 11th terrorists in U.S. Civilian courts. This forum would give the terrorists a chance to publicize and promote their cause. Meanwhile, their lawyers would be able to request sensitive classified documents and information on behalf of their clients, a/k/a “the terrorists." The events of September 11, 2001 were an act of war.  An act of war should be tried in a military court, not in a civilian court.

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New Jersey is Dead Last!


New Jersey is dead last among the 50 states on our rate of return from Washington. For every dollar we send to Washington, we get less back than any other state. This means we are subsidizing the 49 other states. Why?  For over 10 years, New Jersey’s congressmen have seen nothing wrong with having the taxpayers of New Jersey subsidize the rest of the nation, even though we already pay the highest property taxes and the highest auto insurance in the country. Here in the 12th District, Rep. Rush Holt has received a grade of 18 out of 100 from the National Taxpayers Union for the decade that he has been in Washington.  By electing fiscal conservatives of which I am one, the rip-off of New Jersey taxpayers will come to an end. First, we’ll eliminate the pork from these projects, then we’ll see that New Jersey earns a fair return on the dollars it sends to Washington.

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Immigration and Border Control


One of the responsibilities given to Congress is to protect and defend our borders. In this they have failed miserably. President Reagan summed up the situation clearly: "The simple truth is that we've lost control of our own borders, and no Nation can do that and survive. We ignore America's lost sovereignty at our own peril."  Unfortunately as September 11, 2001 has shown, we ignored the peril and paid dearly for it.

The government really has no idea how many illegal immigrants are in the country, much less what their intentions may be.  Congress, through half-hearted attempts, has shown itself incapable of gaining control of our borders. And many of our largest cities, for example New York and San Francisco, refuse to enforce our nation’s immigration laws, further exacerbating the problem. Until we stem the flow of illegal immigrants coming into the United States, any amnesty proposal by Congress will do nothing to solve the problem and will in fact make it worse.


Step One:
Gain control of our borders to stop the flow of illegal immigrants entering our nation.  This includes airports and all other points of entry.  Strict enforcement of our laws is essential.

Step Two. Amend the U.S. Constitution and U.S. Code Title 8 Section 1401 to state: "Only children born of U.S. citizens and legal residents in the U.S. will be granted United States citizenship".|

Step Three: Pass legislation such as H.R. 3308, The Secure America through Verification and Enforcement Act, which calls for an E-verify program for employment verification.  Once we have stemmed the flow of illegal immigration, we then can look to revise and pass immigration policies that will benefit the United States and those who look to come here legally and request citizenship.

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